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On Labor Day, September 6, 2010, Mercy Childrens Clinic in Franklin, TN held the 32nd annual Franklin Classic, with proceeds from the fundraiser benefiting their clinical services. Mercy Clinic is a “comprehensive pediatric healthcare facility that serves thousands of children from 32 counties”, according to Event Director Jessica Perry. The clinic has been operating in the Franklin Community since 1999 and, as a non-profit organization, relies on fundraising events, such as the Franklin Classic, to keep its facilities open.
Events at the Franklin Classic included a 5k run, a 10k run, a 4k family walk, and a 1k childrens run. The 5k race winner was Donald Bowman, with a total time of 17:28. Jacob Carrigan placed second with a time of 17:45, and David Scott came in a close third at 17:55. In the 10k race, Scott Wietecha finished first with a time of 32:12. Additionally, there were activities for children in the KidZone, and Scat Springs performed live at the Classic.
The Franklin Classic is Mercy Clinics “largest fundraising effort With an annual budget of nearly $3 million, 50% of which is raised through sponsors and donations, we’re hoping to raise $100,000 through this years event”, according to the Franklin Classic event guide. Official figures will not be out for a few weeks. The number of race runners and walkers totaled over 3,000 and Perry estimates there were additional 3,000-5,000 spectators at the event Monday morning.
Darrell Waltrip Automotive helped the clinic by donating $20 per test drive during the two registration days of September 3rd and 4th. The test drives took race participants and volunteers around a short route, and were met with much enthusiasm.
Darrell Waltrip Automotive donated over $2,000 to Mercy Clinic from the two days of test drives. In total, Darrell Waltrip Automotive donated $12,000 to benefit Mercy Clinic through sponsorships and other miscellaneous donations, including a $500 cash prize to the school that put together the largest team for the Franklin Classic. See Franklin Classic for more information and photos on the fundraising event.
For many younger drivers their first car will typically not be a top-end sports car, in most cases it wont even be a new car, it will be second hand. This isnt a major problem since most new cars are ditched by their initial owners within a few years when the car is still in perfect working condition, simply because they are looking for the latest and greatest.
So theres a chance that young drivers will end up with a much older car as their first which should be cheap to insure and get them from A to B. With insurance rates being so high at the moment for young drivers they may be tempted to simply not get insured as it would cost more than the car is worth anyway. This is a huge mistake and they are taking an even bigger risk.
Car insurance is mandatory in this country (and the minimum cover for the entire European Union is third party cover at least) and being caught without valid insurance is a criminal offence and would incur a large fine and possibly points on your license or a driving ban. Many young drivers who are arrested for other traffic offences will also turn out to be uninsured too which would do them no favours when the boys in blue catch up with them.
So what can you do to keep the cost of this old banger down? Well there is a type of car insurance that may prove to be more apt for your vehicle: Third party, fire and theft. This policy would cover most of the incidents that may occur being theft and collisions that arent your fault but not cover damage your car receives if you were to be at fault for the collision. If you were to be at fault for a collision then it would cover the other vehicles damage but not your own, which may very well be a blessing in disguise as your car may be cheap enough that the repair costs would end up totalling more than the vehicle itself.
So third party, fire and theft car insurance can help drag your policy price down to an extent and would save you money in the long run as your insurance policy will not be covering damage you cause to the vehicle and save you some money on insurance premiums in the future.
Many young drivers are choosing this level of insurance as opposed to fully comprehensive for their first vehicle as it helps to keep the running costs of their first vehicle down and so they can start saving money for an upgrade when they earn a bit more and then can possibly cover a newer, more powerful car which they then would warrant needing fully comprehensive cover.
Although play in a kids sandbox is generally fun and entertaining, some more lasting and important child development and learning benefits can result. One benefit from sandbox play is the development of motor skills that will enhance the childs ability and success in the future. Specifically, these skills are (1) large and (2) fine motor skills.
Large Motor Skills
Large motor skills refer to physical development of the larger muscles such as the arms and legs and the control of those muscles. Development and control of these muscles are important as they are used in other sports and activities such as basketball, soccer, golf, dancing, and tennis that can be enjoyed throughout a lifetime. The movement and control of these large muscles and the whole body can have a lasting impact on future movements.
Sandbox play helps develop these large motor skills as the child moves buckets of sand from one place to another or moves to the other side of the sandbox. Also, jumping in the sandbox and riding sand toys helps develop these skills.
Fine Motor Skills
Fine motor skills refer to physical development and control of the smaller muscles like those in fingers and toes. Development and control of these muscles are important as they are used in writing, painting, tying a shoelace, and other small movements. Eye-hand coordination can help make learning to hold a pencil and control its movement much easier. This can assist in the development of early educational skills.
Sandbox play helps develop these fine motor skills through the childs building of castles or fine structures in the sandbox. The use of the thumb and fingers in carefully molding and moving sand to develop towers, mountains or other imaginary structures helps develop these skills.
In conclusion, while sandbox play may appear just to be entertainment, the play experiences definitely can have lasting benefits for the child. The development of large and fine motor skills can promote easier educational learning such as printing and writing and also lead to greater coordination in physical education such as sports and fine art activities. So from what appears to be simple sandbox play is actually enhancing the childs future.
Getting The Best Out Of Car Insurance Quotes
Car insurance quotes have been easier to access and more competitive as the growth of the Internet has taken place over the last decade. With so many sites to choose from to find accurate quotes from the best insurance companies, the question is where to go for the best quotes. Best is considered to be those with established reputations and brand names, and own a significant part of the auto insurance policies.
Below is a list of auto insurers account for more than 50 percent of all car insurance policies. In order, they are:
Farmers Insurance Group
Total policy ownership says a lot about just who the public chooses for their car insurance, so the best rates are likely to be found where many people put their money. But that is not the only thing to look at in the search for the best insurance.
Insure.com conducted a survey to determine what the best car insurance was after signing the policy. For car insurance there were five major criteria:
Value for price paid
Percent who plan to renew
Percent who would recommend the company
Of the top insurers, GEICO and Chubb received the highest marks for overall company financial stability, another consideration before signing a policy.
The top company surveyed was USAA, though this company restricts policies to the military and their families. In second place was Erie Insurance, and in third was Auto-Owners Insurance. These companies’ web sites would be the best to search if the quality of the policy is more important than the premium paid.
If searching for the best car insurance rate regardless of the quality of the service or financial stability of the company, then web sites that search all car insurance rates will provide the best answers. NetQuote, InsureMe, Insurance.com, 2Insure4Less, and Allstate are considerably better than their online competition. However, the search often results in returning some or all of the top five companies.
NetQuote has agreements with literally thousands of insurance contractors to provide the customer with the greatest number of choices for coverage. Completing the quote request form is simple and direct, and will result in the person being contacted, either by e-mail or phone, from the selected insurance company.
InsureMe.com provides fast quotes by using the same quote information form as NetQuote, but has no way to directly contact the company through e-mail.
Insurance.com automatically chooses the top three providers based on the zip code entered and then gives direct links to the sales sites of the selected company.
2Insure4Less.com asks for slightly more information in the initial quote form, particularly if a college aged student is seeking a quote, but basically follows the format of the NetQuote and InsureMe sites.
All these web sites deliver up to 8 auto insurance quotes to your e-mail box or have an insurance representative call by phone to further discuss the particular car insurance needs.
Commonly there may be additional economies to make when you are married on your auto insurance rate. It may make sense to bring individual policies under one cover or have joint coverages. Joint policies or multi car covers might be rather efficient and cheaper in a few manners than having individual policies.
Now that you are married you could save on car insurance by arranging the current coverages under the senior or more experienced spouse’s name. Without regard to who owns the car one applicant can be the leading cover holder in family vehicles. Besides, it might not be sensible to keep several separate covers in particular if you are likely to change cars or change drivers in longer journeys. If so, you will need to notify your insurance provider that your partner could drive the vehicle.
Additionally, multi car covers would be cheaper than two separate coverages in normally. Unless you are yet holding your spending and financial affairs independent and want to maintain it the same, you could find a manner of saving money on shared policies in total.
Subject to your insurance company and where you are, you might need to choose between arranging multi car policy or two independent shared insurances. Sometimes, arranging separate covers for each car could make sense. Number of insurance companies might yet let you to carry on receiving no claim bonus on one policy though you suffered an incident under a separate cover. You want to verify it with the insurance company.
Frequently, Insurance providers might ask for your spouse’s details or require that he goes on the cover too. In that case, you may hold back and work out which form would be more cost effective for you because you would be charged for your partner already. There can be a few ways to arrange it all. So allocate some time and consider the best course of covering your vehicles.
What are RC cars?
They are only a small version of real cars. These remote controlled or radio controlled masterpieces are a huge example of the gaming world. Whether you are an adult or a small kid, this hobby can literally fascinate your enthusiasm and excitement by bringing it to use. Normally, the remote controlled cars are operated through a remote which controls all the actions. While the radio controlled cars are a new invention. These cars are wireless and work through radio frequencies.
What are the types of RC cars?
There are basically two types of RC cars Electric and Nitro powered. Electric RC cars are perfect for beginners and children. They are comparatively easier to learn and handle. Nitro powered consists of higher speed and are have more powerful engines. As you become habitual, you can buy this version. The other factor about types of RC cars also consists of on road and off road cars. The on road cars work well on the roads, but cannot be worked on soil, grass or hills. For that purpose, you will have to buy off road RC cars.
Who can develop this as a hobby?
Literally anyone, Age is no limit. RC cars are good at influencing the kid inside you. This hobby is very useful as it will keep you active and passionate. It is easy to learn and fun to explore.
Is it expensive?
Well, not actually. If you are a beginner, it is certainly not. You can start with the electric RC cars as they are not expensive and any damage to it wouldnt hurt you too. However, if you go for nitro powered or custom made RC cars, it definitely is expensive. Due to higher powered engines and structure, the prices become more. But, with high prices, comes better and advanced designs as these RC cars are huge in size too.
How to select the best RC car for you?
Its easy. Do not get carried away with the structure or looks as, later you have to deal with its functions. So, concentrate on that while purchasing and RC car. They are available in huge number of designs. Buy the one that perfectly fulfills your purpose. If you do not want to invest a lot of money, you can simply buy the electric versions to begin with.
What is the difference between RC cars and real cars?
The new advancements in technology used for the production and designing of RC cars is commendable. You can run your RC car on the road, grass, hillside or anywhere else. There are few models which can literally perform stunts and can easily move forward, backward, or round. So practically, the only difference between real cars and RC cars is the size for that matter.
To make a motor insurance claim for vehicles if there is an accident is easy. It is a simple two to three step process to ensure you peace of mind in your hour of need. The first step is to call a customer service centre to register your claim and get a registration number for future reference. Information such as your contact number, policy number, vehicle number, time and date of accident, nature of damage incurred, if there is an injury are recorded.
All motor insurances companies have tie ups with garage networks which offer you cashless facility for servicing your vehicle. A surveyor would be appointed to check the vehicle at the garage and give approval for the repair. The vehicle would be handed back to you post your satisfaction on the repair done. If you choose to repair your vehicle at one of the garages in the network of the motor insurance company, the claim is settled directly at the garage. You might have to just pay for the damage that is not covered under the insurance or which is not related to the accident.
Alternately, you can repair the car at any garage you want to and get back the amount spent as reimbursement. This reimbursement can be obtained only once the repairs are done and your have submitted your bills to the motor insurance company’s claims department.
The motor insurance claim process is smooth and has been kept easy for the convenience of the customer. Your motor insurance policy would cover claims if there is damage to your vehicle due to a natural calamity like fire, flood, earthquake or cyclone. Accidents, riots, strikes or terrorist activities are also covered by a motor insurance claim. Insurance for damage during transit by road, rail, air or inland waterways are provided by the insurance claim process. The next circumstances are of -voluntary excess’ or -deductible’. It is a definite sum of money an insured, which, is you, choose to bear if there is an accident and the rest is insured under the policy.
Motor insurance companies also compensate for injury or death of the driver or owner of a car which is insured, damages caused to a third party during an accident, third party property damaged, etc. Motor insurance policy excludes common damage to the car, mechanical or electrical breakdown, damage incurred outside the country or damage caused at the time of driving under the influence of alcohol. Your claim would not be welcome if the accidental damage to the car and property has happened due to any of the exclusions mentioned by the motor insurance company.
It is very essential to have a car insurance policy. Author Pranav Sharma is an experienced insurance professional and widely read expert on general insurance based in Mumbai. Pranav helps readers opt for best car insurance policy in India.
In purchasing auto insurance, you must take action smartly. Each person while shopping wishes to pay less and obtain more therefore they put forth time and effort to find cheap auto insurance. If you want that the cash you use is worth your buy, then be vigilant while shopping. Obtaining cheap car insurance quotes is not an unfeasible task. But, while buying the quotes, evaluate them to get the best one.
Comparing and evaluating must be completed in terms of coverage, price and discounts. There is a principle among different people that just by looking at the prices, you can weigh against them and make the buy. But, this principle is not successful. For acquiring the most excellent deal and making correct decision, you must try to collect more and more of the quotes. The Internet is a great help in formulating a good decision. A lot of auto insurance sites present free online quote comparison, and there is no requirement to buy the insurance once you get your quotes.
The following are some of the steps on how to get cheap auto insurance and cheap auto insurance quotes. Read through!
The first step is to get a consistent comparison site. Read and understand the websites different pages explaining the process of comparison and what is offered. You will require performing state-specific comparisons for your state. Make sure the company provides adequate information in every quote so that you can come up with a knowledgeable decision. In addition, you will have to fill in a form stating your car type and year, general information, possible discount information and a lot more. The information you provide will help the providers present you an accurate quote. But remember that the real price might still be lower or higher as you look into different providers further.
Evaluating the types of coverage and pricing is the next step. The types of coverage you choose can make a big difference quotes. When comparing cheap auto insurance, stay away from add-ons and choose only the coverage you need. These consist of comprehensive and towing. Comprehensive coverage is helpful if you reside in a place that is vulnerable to bad weather or if you reside in a place with high rates of crime. This means that comprehensive coverage might be worth the extra investment if your automobile is at risk of being stolen because of where you live.
The last step to get cheap auto insurance is to increase your deductible. Insurers will regularly lower your premium if you start to accept a few of the financial burden of repairs. High deductibles are equally helpful because you assume a few of the risk while also enjoying the benefits of lower premiums.
We live today in a very complex and difficult economic conditions, job security and corporate security are almost nonexistent. The way business functions have undergone a radical change. Competition has become so strong and intense that companies are willing to retain their existing customers and their current market share rather than move on to the next level.
Survival is at the top of the agenda of all these companies and therefore, is always looking for ways and means to reduce costs. Selling and marketing are an important part of any business expenses and therefore, coming out with new and more cost effective is always top of mind for many companies.
A technology that saves a lot of money is auto dialer software. In times of recession and reduced customer demand, the most important thing is to have the ability to focus on the customer profile type who is interested in purchasing a product or service. No time or resources available to make dozens of calls before finishing with a potential customer. The whole concept of cold calling on the phone has undergone a sea change with the advent of automated dialing software.
The concept on which auto dialer software is built on the assumption that sales and businesses in difficult economic situation has to move fast. The prospects are very hard to get and as an entrepreneur if you are late you’re likely to lose perspective that is sure to be poached by competitors.
The concept of automated dialing software makes sales or telesales telemarketing is not only profitable, but also fun. In a normal situation of a telemarketing team have been around 50-60 calls in a shift of 8 hours. The same seller on the phone with the help of automated dialing software will be easily able to make more than 150 calls. This not only increases the chances of sales by almost 100 %, but will also be a big boost to the morale of the telemarketer.
Another advantage of the auto dialer software is the ease with which it can be installed and used. It requires no software download cool because everything comes in a ready to use format. Most of the auto dialer software is very affordable costs as low as $ 2.25 a day.
In such a situation, when cost is a major constraint, this software is really a blessing from God and helps people to sell more to more people. Reduces dropped calls and increases productivity telemarketing staff apart from increasing their levels of motivation.
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The main reason why auto dialer software both demand from almost all sectors of society is that helps sales people, especially telemarketers to be much more productive and efficient in the way they make their calls and approach customers. Today time is a major challenge and there is no reason to try to contact customers who are not interested in a product or service.
It’s a waste of time for both the company and the potential customer. To avoid such a situation, the need of the hour is an approach that will aid in the targeting of customers and avoid wasting calls to the extent possible. From the point of view of the seller by phone too, this method will make a lot of sense. Their motivation levels will increase and a higher level of confidence in taking the message to the customer. For this to happen there is a need for good support system software and fortunately we have one in hand. System is called the automatic dialer software has literally revolutionized the way telemarketing is done today.
First we must try to understand what good software is automatic dialing. It has many different functions to perform actions and can be programmed by the user according to their needs and requirements. Among the few things that are possible with the help of a good automated dialing system, the first and most important thing you can do efficiently is calling random numbers independently without the need for a dedicated telemarketing support the as a human being. The software can be connected to your computer and list either database or Excel or MS Access can connect to this software.
Once that is done and gives the correct order, the software will automatically take a number at a time and mark it. The messages to be transmitted to the client can also be pre-recorded using this automatic dialer software. The message is passed automatically to the list of potential customers. The responses received from customers can also be tracked and monitored. All this is possible without manual intervention, which in fact is a great benefit for budding entrepreneurs, who are looking for various options to reduce costs.
There are many places where more information about this software can automatically dial have. The internet is undoubtedly the best place to look for more information. Just entering a few keywords in a good search engine, a person can come across hundreds of websites where there is a lot of information about this software can have. Based on this information, a good business decision can be taken.
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