Before purchasing used boat motors, you must perform a thorough visual inspection from the powerhead to the gearbox, listen well to an audio test as well as ask relevant questions regarding past performance and maintenance service done on them. Needless to say, you must have satisfactory results and answers.
Before looking at secondhand boat motors, be sure that you know what you want in terms of power requirements, shaft lengths, and operational matters like motor mounting height, trim, ventilation and cavitations.
With the many models available in the market, it is best to search for a specific type of motor that will suit your personal needs. Otherwise, you will waste time and money on the wrong secondhand boat motors. When you have determined your technical specifications, it is time to look.
First, look for obvious signs of deterioration and damage like corrosions and cracks on the motors exteriors. These are important indications of interior damage as corrosion and cracks mean that excessive quantities of saltwater has entered and frozen inside the motor, respectively. And, of course, these damages might mean that the owners failed to perform proper care of the used boat motors.
If you cant see them personally, request photographs from the owners. Still, you must visually inspect your choices at a later date.
Even after a thorough visual inspection, you must request the owners for a test run. Of course, it does not mean that you should have the boat motors attached to a boat, far from it.
Instead, just have the boat motors propped up in an appropriate place and operated in dry land. You must have them run in high speeds for several minutes. You should listen to unusual sounds like knocks, noises, and buzzes. If possible, have someone who knows about used boat motors and whom you trust with you to provide advice.
All throughout your visual and audio inspections, you must ask questions of the owners. These questions must include the service record of the boat motors in relation to what, when, where, why and how these maintenance activities were conducted. When you are satisfied, then purchase the used boat motors!
If you have a teenager who just started driving, it is necessary for you as a parent to get him a teen Indianapolis auto insurance. You have to know that auto insurance for teens are more expensive than regular car insurance because teens are generally more prone to accidents than average adults. Teenagers are just starting to drive, that is why they are more likely to get involved in car accidents and traffic violations than adults. They are also more immature and hot headed. Car insurance companies see them as risks. This is the main reason why they usually give higher rates to teenagers.
The good news is you can get cheaper teen Indianapolis auto insurance. You might ask how you can do that. Here are some ways on how you can get cheaper teenager car insurance.
Do not give your teenager a very expensive car. The more expensive the car is, the higher are the insurance rates. Car insurance for teenagers are costly enough. You do not want to make it more expensive by letting your teen drive a luxury car. Moreover, your teenager is just starting to drive. A wrecked cheap car is more acceptable than a wrecked luxury car that cost you a fortune.
It is better to enrol your teenager to a driving school or course. Car insurance companies will give lower rates to a customer who learned how to drive in a driving school. It is okay to teach your child how to drive or to let him learn by himself but it is cheaper, not to mention safer, if you let him learn the ropes with professionals.
Another factor that can lower a teenagers insurance rates is the academic grade. If your child performs well at school, which means he gets good grades, he will have a bigger chance to get good rates because car insurance companies believe that if a teenager has high grades or performs academically well at school, he will most likely be a responsible driver. This is base don previous researches.
By knowing these things, there is a better chance for you to get lower rates for your teens car insurance.
Getting hold of the cheapest monthly car insurance rates is the best way to provide protection to one’s car without having to shed out extra from one’s pocket. With a car comes the responsibility of availing month to month car insurance and to ensure that the best premium scheme lands up on one’s side it is recommended by experts to approach online insurance firms and try and get hold of the most affordable month to month auto insurance premium program. To get hold of the best deal in Delaware going online and accessing sites like Freeinsurancequotation.com will help the borrowers know about the Delaware car insurance requirements and Delaware auto insurance laws.
Apart from cheap insurance premium it is also important to acquire a comprehensive coverage for the car and so before signing on an insurance document it is necessary to read the terms and conditions thoroughly in order to get an idea about what type of protection the particular insurance scheme will be providing to the car owner. However, just like finding a car loan is challenging similarly to find the cheapest car insurance in Delaware one must be adequately prepared and willing to undertake thorough research. Online sites like Freeinsurancequotation.com are the appropriate sources of getting all relevant information related to how to secure cheap Delaware car insurance quotes for cars and who all are eligible for what type of insurance and so on. The websites offer all information related to cheap month to month auto insurance online and effectively helps the customers decide what is good for them and what is not. Low premiums and car loan installments keep the car buyers total monthly cost to a minimum and help him afford the loan and other liabilities without any hassles. By undertaking research the person wanting to apply for the cheapest monthly car insurance rates gets an opportunity to do so.
A car insurance firm that is flexible will help the customers get the best deal and also provide comprehensive coverage to the car. There are insurance firms that not only offer cheap monthly car insurance quotes but also provide other benefits to its loyal customers. Loyal customers and others who haven’t claimed insurance for over a year are given special attention by these firms and offered benefits like discounts on renewals etc. For such insurance companies customers are more important and they take every step possible to keep their well being in mind. Even car buyers prefer such companies where they not only get to choose from cheap auto insurance rates but also win a chance to avail discounts and other benefits from the company. Know more about Montana car insurance quotes
Pune is an upcoming hub for commercial showrooms. The market is booming in this section, consider every deal to yield maximum returns which can help in smooth running of your business. Coming to the specifications part, be prepared to shell out more because if you invest now in buying the best and preferred showroom then expect enough space for your products to be sold. Every move has a benefit for the seller as well as the buyer; this is where new entrants commit their first mistake. Buying a bigger commercial showroom will help in accommodating more products.
Baner is an upcoming are where multiple showrooms are available in ease. If you are looking for Showroom space for lease in Pune then Baner has to be in the priority list. One of the striking reasons for selecting Baner is the connectivity aspect; all the facilities are easily available in Baner. It is also easily accessible through the Mumbai-Pune highway which is a major connecting link for business purposes. It is also close to the Hinjewadi IT Park; consider this option to be accessible from all parts of the city. If you are considering for long as well as short term plans then Baner will deliver all the facilities that you seek.ek.
There are some parameters involved before you zero on location and project wise, not all construction projects are worthy to shell out your hard earned money. The article talks on those small guidelines which can help in making the purchase profitable.
Check if the commercial space provided has any legal issues or not. This check point is very essential if you are looking for purchase basis. The property should be free from legal issues in the past.
Check for documentation in regards to registration and other important details. It should be genuine and up to the mark. All the details mentioned in the contract should be double checked, if you find anything out of the box feel free to report it and sort it out immediately as the deal should be 100% transparent.
Corporation facilities like water, electricity, post box, etc should be easily available. The construction should have all of the above mentioned facilities in working order, if you come across a construction project which is in pipeline then avoid such deals.
Know the construction company in which you wish to invest your money. There are several construction companies in Pune; they have their ongoing projects which can offer you with all the benefits.
If you are looking out for financing options for office space in Pune then approach banks which have less interest rate.
As mentioned above Baner rules over any other location in the city, this is where you would get maximum preference, take your time in understanding the deal and then commit. These are some of the guidelines present before selecting a Commercial Showroom in Pune. Always have a third party approach towards your investment.
Used Car Sales With MFW
Motor Finance Wizard specializes in used car sales and is currently operating in Queensland, New South Wales and Victoria offering an extensive range of used cars to suit your needs. Not only does MFW focus on car sales, but they also specialise in providing motor vehicle finance solutions for people who may have found it difficult to obtain car financing. Motor Finance Wizard opened its first dealership in 2001 and has since sold and leased more than 19,000 vehicles to date, making us one of the nations largest used car dealerships in Australia. Motor Finance Wizard has used car dealerships and offer the best used car sales available in the Queensland, Victoria, and NSW area. MFW has thrived while other used car dealerships have struggled due in large part to their customer service and ability to get almost anyone in a used car of their choice. Their mission is to provide all Australians with the opportunity to own a motor vehicle, regardless of their financial situation.
Motor Vehicle Finance Through MFW
Motor Finance Wizard will assist those in need of used cars and have bad credit history in finding the vehicle they need. MFW operates used car dealerships that specialise in providing motor vehicle finance solutions on MFW used cars to customers who do not meet the strict lending criteria of mainstream lenders. This model allows customers to acquire car financing and a quality used cars from the same point of sale location.
Traditionally in Australia the sale of a motor vehicle has been a separate transaction to the car financing, involving two different parties; the car dealership and an independent finance company. MFW, through its in-house finance provider KWIK Finance, provides motor vehicle finance for customers exclusively to MFW used car dealerships for the full term of the Lease.
You may be surprised to learn just how much financial power rests in the hands of the person who answers the phone at your auto repair shop. As a shop owner, you put a lot of time into getting that phone to ring. The first phone call from a potential customer is your best chance to make a good impression. How is your business first represented to your potential patrons?
Customers needing auto repair have a sense of urgency when they make the call to your auto shop. Transportation is both a necessity and an investment; when they call your business for service, they want to know that their vehicles will be in capable hands. How is that first communicated to your potential clients? If your answering system involves an answering machine or an uninformed receptionist, you may be losing calls and clients by the day.
You may be the best shop with the most skilled mechanics in your local area, but if that is not communicated to your clients on the initial phone call, your business will suffer. The average auto repair ticket is approximately $300. If your phone answering system causes you to lose one call per day, and you are open 5 days per week, your business loses $1500 per week! This adds up to $78,000 annually!
Having a pre-determined script for any type of call that may come into your shop is an ideal way to assure that your receptionist handles inquires in a manner that will convert the call to sales, says Gerry Frank and Keith McCrone, co-owners of Automotive Profit Pro. When this is executed properly, 75% of calls can be converted into appointments.
Customers typically call auto shops for three main reasons:
1.They have a question or problem. This customer usually calls asking if you can fix their air conditioner or if you work on specific types of cars, such as, Do you work on Hondas? They want to know that you can confidently take care of whatever problem or vehicle that they may have.
2.Calling to schedule an appointment. This may be a current customer or a new prospect and they may be calling for either routine service or an emergency. It is important to determine all of the variables of the caller and help them accordingly.
3.To get an estimate. This person is usually labeled as the price shopper. Dont underestimate this caller; more often than not this customer is looking to establish a relationship with you and your auto repair shop.
Each of these phone calls is an opportunity to set an appointment and clinch the sale. Building a relationship with your potential clients as their auto care professional is established through their ability to trust you with their auto maintenance needs.
Cars are the passion of human beings. They love to experience new and better cars every time. The lovers of long journeys enjoy the thrill of long drives and make their time memorable on long tours in their most favorite car. Cars make your journeys most comfortable as you and your friends can go anywhere you like in one wagon enjoying and making comments on each other. You can sing and play in your car and chase other cab drivers and leave them far behind through your driving skills.
Cars are your status symbol. They are your luxury requirement. They have become an important part of your life. Everyone loves to keep a beautiful car and maintain it. Even a scratch on its surface is more painful than a deep wound in your body. People decorate it with beautiful accessories. They make their cars more useful through necessary and useful car accessories.
While purchasing a car, people look cautiously its brand, quality and performance. They want to purchase only best car in their budget and therefore they never compromise with its performance. But many people become flexible and allow any accessory to be fitted in their car while purchasing and installing car accessories in their car. Due to it the look of car and ease of driving may be spoiled. Some accessories may be dangerous from security point of view. Cheap accessories are not durable and spoil the look of your car.
You should install only original accessories in your car. These accessories may be a little bit costly but they are safer and better in quality. You can purchase original and genuine car accessories online from an online store. These accessories will make your driving experience even better. You can get them delivered to your home or the garage where they are fitted in your car.
Another useful product that you may like to purchase for your adventure trips in tripod. You can purchase tripod from the same store online and get its delivery at your home much before you leave your home for your trip. So if you don’t get time in your busy schedule to make arrangements for your entertaining trips and journeys, you should do these activities online from your office cabin or drawing room any time. You just have to pack your luggage and leave for your long drive so as to make it easier and more entertaining.
Author Box:- At Kinapriser You can get all the car accessories (Biltilbehr in Danish) at reasonable price. You can see a wide range of utility items also as to purchase tripod (kb tripod in Danish) for camera’s and can select your own accessory to be fitted in your car. Reach us at www.kinapriser.dk
RC cars were introduced in 1960s. The remote controlled cars also known as radio controlled cars are encouraging people from all the races to explore the kid dwelling within themselves. From tiny tots to adults and senior citizens, this is a hobby that almost everyone would love to develop. As a hobby, it retains the enthusiasm within you.
RC cars are fun to play and with the latest developments from simply having a remote controlled car which seems like a little toy, it further introduced radio controlled which are wireless, have stronger engines and can be controlled through the frequencies.
There are two basic types of RC cars electric and nitro powered. To start with, you can buy the electric radio controlled car as it is easier to operate. However, dents and crashes wouldnt bother you much as these cars are comparatively cheaper. While, the nitro powered RC cars are very powerful and has higher speed. If you are a beginner, opting this in the first buy is not advised. As you get habitual, you can certainly buy this.
However, you can consider few things before buying it. The most important thing is to decide where exactly you will run your RC car – on road or off the road? The on road cars would usually run smooth on the roads, but definitely not on stones, grass or hills. For that purpose, you will have to buy the off road version.
If you are considering this as a fun at holidays, it is recommended to go for basic models of RC cars. However, if this seems like a serious hobby to you, you must definitely explore. It is not difficult to learn the working of RC cars. With practice, you can exploit your fluency.
Do not get carried away with the appealing look of cars as you will miss to consider its functions which are more important. Investing in correct product will make you happier and satisfied. Explore the different designs before buying.
People from all age groups can play RC cars. It is fun and appeals the kid inside you. This concept is growing at a fast pace. The only difference between real cars and RC cars is the size. The simplest of RC car possesses capabilities of high speed and can be moved forward, backward or round easily. The latest developments of RC cars include models which can perform stunts like real cars.
As an enthusiast, you can create your very own customized RC car and place the parts as you like. The types of tires, fueled car or electric car, the colors, etc can be chosen as per your choices. This makes RC cars more popular.
As you know in these days of financial crisis, american car insurance costs are going up and up, but it’s something we all need and must have in the eyes of the law. However, don’t be fooled into thinking you just have to accept the quote your insurer gives you, as there are plenty of ways to significantly reduce your car insurance costs.
Firstly, you should shop around as much as possible – too many people don’t even do this step which is unforgiveable with the internet at our disposal these days. The wonderful world of the internet allows you to easily compare insurance costs of various insurers, so get looking today. Plus, you’ll usually get a discount of 10% or more just for buying your policy online.
Secondly, look at what policy suits your particular situation. For example, if you go for third party, fire & theft, you can significantly reduce your monthly premiums compared to a comprehensive policy.
Thirdly, there’s the no claims discounts: Nearly all policies feature a discount that increases for every year you don’t make a claim. The more years you have not made a claim the better. Also look at insurers offering a ‘no claims bonus for life’ feature, where your current discount level can be fixed forever, even if you have to make a claim somewhere down the line.
Look at what excess you have on your current policy, this is the amount you pay before the insurer picks up the claim. You will get a cheaper car insurance premium of you choose to pay a higher excess.
How secure is your vehicle is the next question to ask yourself. By fitting a proper alarm and immobiliser it can also reduce your premium. Parking you car off-road, for example on a driveway or in a garage, will also mean a cheaper policy.
By paying your car insurance annually, you will save compared to paying monthly premiums. Pay annually if you can afford it to avoid this, or look for one of the companies who don’t charge extra for monthly payment.
Next, you can save more if you just use your car for social, domestic and pleasure only compared to if you used it for commuting. Even if you are a commuter or use your car a lot, make sure you accurately calculate your mileage as you may be overestimating causing you to have higher than necessary premiums.
These are just some of the methods to save on your auto insurance policy, so start searching and saving today.
Garage door spare parts
In some cases, garage door is considered to be the secondary entrance to your house and gives protection and security to your cars or vehicles accommodated inside the garage. The opening and closing as well as the function of garages are different depending on their style and design. There are various garage accessories available easily. Each of these has different function that is a spring or a pulley balanced mechanized system helps in opening and closing the door of the garage. Other accessories include locks, handles and latches. For better security to the garage, the doors are provided with security code identification system and sensors on the doors. Transmitters and remote system are considered to be two new accessories for your garage. The remote system helps you to open the garage door without getting down from the car and use of traditional keys. One of the most unique garage accessories is laser parking assist system which assist you while parking without hitting anywhere.
What are electric operators?
The electrical operators for garage doors include safety beams, solenoid lock, bottom sensing edge, interface module etc. When there is an obstruction the entry to the door will be closed or reversed by the help of a safety beam. The solenoid lock gives extra protection with electric operation to the door and is operated by the radio control or remote. The bottom sensing edge serves the same function as the safety beam. The interface module provides a connection between two sensor edges. Garage heater or vent-free infrared heater is an important accessory during winter as it warm up the garage and makes it comfortable. Lastly the receiver receives the signal of the remote and thus performs its necessary functions. Thus all these garage accessories have different functions in opening and closing of the garage door.
Buying car insurance, in comparison to buying a car and completing its legal documentation and registration, is very simple these days. Car insurance is an agreement between the insurance company and the insurance buyer, where the insurance company assures payment for monetary losses due to damage, accidents etc. of the vehicle, for the period the buyer has paid insurance premium. Nowadays, buying an automobile without car insurance is very risky and not advisable. When you begin using your car on the road daily, you are subject to possible accidents that makes you liable to your own life, the passengers in your vehicle and other people on the road. Buying car insurance will not only help you prevent losses but will also keep you free of financial liabilities for a third party damage or injury.
Nowadays, the internet has become the next best thing for every little purchase you want to make. Car insurance also is one the most fast selling products online because of its ease of access and user-friendly suggestions and explanations. You will receive an extensive number of car insurance options on the internet to choose from, where you can compare and evaluate which insurance premium is suitable for you personally.
Don’t be tempted to choose the most popular car insurance company brand and get it over with. Take your time and do a personal analysis of which company’s car insurance suits you best. Buying car insurance becomes the easiest option for buyers as it reduces travelling long distances, which is time consuming and tiring. Car insurance is now, like everything else, only a click away from the comfort of your home.
What you must keep in mind is spending a little time on the internet doing research for which company offers you a good discount on car insurance. It’ll be of great help to you in the long run in reducing any doubts and assuring you of the right decision. Make sure it is affordable by calculating your premium online itself. This will help you make the smart choice. Remember that all this thoroughness is going to be worth it as you will be covering your co-passengers too, once you buy the right car insurance. But don’t forget to keep in mind the car insurance company’s credentials and make sure it has reviews and user testimonials for you to fall back on. Car insurance is made for you to have a safer life.
Pranav Sharma is an insurance agent based in Mumbai; Pranav assists individuals and corporates in purchasing the right Car Insurance & often shares his insights about the general insurance industry on internet.
There are a number of mistakes people make while applying for car insurance. When you buy car insurance, it is important for you to get the right policy for yourself. You should make sure that you are fully covered and in case you meet with an accident or your car is stolen or damaged by others. Many people are unfamiliar with the process of getting insurance and dont know how to get adequate coverage at cheapest price.
Here are few common mistakes people make when choosing car insurance:
Fail to shop around: Due to laziness, some people may not shop around insurance companies and discuss about the coverage and premium rates. People with busy schedule can spend some time on online insurance websites or with an insurance broker to get best cover at lowest price. With help of these two, you can compare rates from over 30 insurance companies.
Neglect the factors affecting premiums: There are number of parameters involved in negotiating the sale price of your insurance policy. It includes price, type and age of your car, annual mileage and use of car, areas you drive and park, other drivers in your household, accidents and traffic violations, your credit history, anti-theft devices etc. Therefore, you need to consider all these factors that affect your premiums before you purchase a policy.
Insure less than minimum coverage limit: There are many people who purchase insurance less than the minimum liability coverage in order to save money on premiums. But in case, you meet with an accident and damaged other persons assets more than your liability limit, you may struggle to pay them off. Therefore, it is important to get at least the minimum coverage to get protected.
Not renewing/paying premiums on time: Most people pay their premiums regularly in the first few months. But over a period of time, they neglect paying or delay in paying their premiums, as they strain with their personal finance. Therefore, in order to avoid such troubles you need to decide whether you can afford premiums before signing the policy. Also, make renewals on time because accidents are uncertain, you may meet with an accident after your policy period finishes.
Thus, when it comes to buying car insurance policy you need to avoid all the above mentioned mistakes to get the best policy at a best price. If you are buying insurance for the first time, it is better to consult a reputed insurance broker who will suggest you the tips and tricks you need to consider while purchasing car insurance.
Fitness exercise and cycling go together. So what happens when you place the cycle showroom into the fitness equipment store? Ever since I can remember a bicycle has been a big part of my fitness exercise life. The cycle showroom was where I dreamed of owning a racing road bike. I never classed the bike as a piece of fitness equipment it was just something that got me to where I wanted to go. I visited the cycle showroom in any new town I visited to see if they had anything different. I had many bikes over the years including the BMX, Mountain Bike, Road Bike and currently a Boardman Hybrid.
Nowadays the cycle showroom is over the internet. Search the many online stores to seek out the top stores with the top bikes. But why not combine the fitness equipment store with the cycling showroom under FitEquipment.co.uk, the home of fitness equipment on the web. Combine all the best cycling showroom retailers under one roof. No more searching for the top branded treasures; Boardman, Giant, Bmc, Scott, Cannondale, Specialized, Felt, Trek, Ridgeback, Carrera, Claud Butler in separate places! Searching made easy with all the top names together as one. All levels and abilities from beginner to professional, men, women and children’s bikes, electric and folding bikes all at the cycle showroom now.
Cycling is up there with the best of them when it comes to fitness equipment and burning calories (over 700 calories per hour/average). Cycling is a fantastic form of fitness exercise for all the family and all levels and abilities. The Cycle Showroom has now merged the Games Room under the fitness equipment/sports recreation and hobbies framework. So if you do not want the traditional fitness equipment e.g. treadmill, cross trainer, rowing machine, exercise bike or multi gym there are plenty of other options in the fitness exercise domain. The Cycle Showroom gives you the choice from the cyclo cross bike, hybrid/city bike, Bmx bike, Mtb bike, road/racing bike, electric bike and the folding bike from the top online names in cycling all under one roof. There is no excuse now in not getting in shape. I can now search The Cycle Showroom without having to travel to different places in the hope of finding a new treasure. I can still dream about the top bikes but I am content now that the Fitness Equipment, Cycle Showroom and fitness exercise is in harmony. Alexander W. is an Independent Fitness Equipment reviewer
In the previous days, you have to spend your whole day in purchasing suitable car insurance quote. You have to sit in your home and call the various insurance companies in order to get the best possible deal. Now time has change largely and after the invention of internet, purchasing any sort of car insurance in Texas becomes very simple process. By purchasing insurance policy for your car on the internet, you will be able to receive various benefits along with number of advantages. Everyone needs car insurance in Texas, as it is compulsory that every person must buy car insurance otherwise that person will prepare him self to pay heavy fine. Getting car insurance quotes in Texas is not an easy thing but with the help of internet, you will be able to make whole process easy and simple.
You just need to do some search on the internet by typing car insurance quotes Texas in the search engine and you will be able to know number of websites providing car insurance according to your needs and requirements. You will be very surprise by the fact that by just single click you will be able to get the car insurance quotes available in the Texas. Whenever you meet various insurance agents or call the different car insurance companies in order to get the lowest possible car insurance policy, then you have to wait too long. Nevertheless, searching online about car insurance quotes is a very fast process and hence save lot of your time. You not only able to compare the prices but also know about the policy terms and conditions while searching on the internet. You also able to know about various discounts associate with your car insurance policy by doing online shopping.
The online method is better than any other method as when you call the person, then you not able to remember everything that the person said to you. However, with the help of internet, you will be able to see the information number of times you want and you may take print out of whole policy. Some websites spam your email address, as you have to provide your email address for getting car insurance quotes. So, be careful while visiting any website so that your email is safe. If you find such website, do not waste your time on that website and search or try some other website.
Auto insurance policy or car insurance policy are most bought insurance policy in the whole country. They are much famous than any other insurance policy like life insurance, medical insurance etc. that is why every major insurance company are into this business.
They cant risk their loss. And this loss can not only be in monetary sense but it will also mean loss of customer support base over which any company stands. For any company there is one product, one service which is its leading earner. Company gives maximum push to these things. For an insurance company, auto insurance policy is one such factor.
There are a few basics which you will have to undergo in order to purchase a right kind of auto insurance policy. The first one is the comparison of car insurance quotes. You will need to compare various rates provided by different insurance companies for the same kind of insurance policy. Hence it is very necessary to compare these quotes.
But the question arises how can you compare the rates? Surely, you would not like to go to the office of each and every company and demanding their rate. There must be some other way. We should look into those ways.
1)Phone: you can make your contact with those companies via a phone. You can simply call them and ask them politely about the current rate of auto insurance policy going on. He will surely help you. Hence by this way get the various prices of insurance policy going on. There are demerits also. It may take your time and may be frustrating sometimes. It does not matter. You should concentrate over your work.
2)Contact in person: you can contact the insurance agent in person by calling them or by going to their office. This will help you in a long way. If for any reason you choose to buy their insurance policy then you will not get any problem due to your relation with the agent. He will help you always. But the fact is that this is also time consuming process like the phone. There must be some other ways to do this.
3)Internet: yes, you are right. Internet is one of the best ways to compare different auto insurance quotes. You wont need to worry about your phone bill or your time. All you need to do is just sit in front of the computer and search for the kind of insurance policy which you are dreaming.